Upon 1st registration or when you go into Applicant Requirements you get the below screen - if you get all green that is ideal, if you get a green identity but a red credit means they have failed the credit check, the guarantor required can relate to either they employment/income status or a failed credit check.
If you get a credit check fail you can investigate this - by clicking AML Check in the blue buttons along the top
please note the system only checks the address you have them registered at, if they have any adverse credit at a different address this will not show.
then click View Info
Next step is Data Counts
and finally you see the issue in the No of CCJ section
We have also had a couple of people mention they are not aware of this so if on the viewings you see people highlighted in Green it means that they have passed all the preliminary checks through Paccess so are your proceedable applicants